NCUA / FDIC Protected
Your savings stay ring-fenced and insured up to $250,000 via federal depository clearing networks.
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Savings that actually
grow.
Experience ultra-premium banking with up to 7.00% APY dividends, cleared through Suncoast depository networks. No hidden fees, no limits, just a more elegant way to build wealth.
Up to 7.00% APY
Paid Monthly / Daily
NCUA Insured to $250,000
Instant Access
Withdraw any time. Paid daily.
Grow without friction.
Grow without friction.
Built for disciplined growth
Premium savings infrastructure, without the premium friction.
Every part of SunCrown Savings is designed to help your money stay protected, accessible, and quietly compounding.
Instant access
Move money in or out without lock-ins, penalties, or friction. Your cash stays available when life changes.
High-yield compounding
Earn competitive dividends up to 7.00% APY across checking and share certificate vaults.
Encrypted growth
Every balance, transfer, and vault action is protected with high-grade security infrastructure built for premium banking.
Organize by goal
Vaults for every
part of your life.
Organize your savings into specialized Vaults. Set specific goals, track your progress, and watch your money work for you.
- Create up to 20 different Vaults
- Set specific target amounts and deadlines
- Name and customize each Vault with an image
- Keep money separated from your everyday spending
Adventure Vault$4,820
Interest Accrued
+$24.50
Today
Daily interest
Compounding that
works overtime.
Earn up to 5% AER on your balances. We calculate your interest daily and deposit it directly into your Vaults, letting your money compound faster.
- Interest calculated and accrued daily
- Compounding returns on all saved capital
- Up to 5% AER for premium tier members
- No minimum balance requirements to earn
Automated transfers
Grow your wealth,
without thinking.
Turn on round-ups to save spare change from everyday purchases, or set up recurring deposits to steadily grow your capital without lifting a finger.
- Automatic spare change round-ups
- Scheduled recurring transfers
- Salary sweep to move excess cash
- Instantly withdraw anytime, 24/7
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Auto-Deposit+$250.00
Saving, elevated.
Up to 7.00% APY
Dividend yield on Suncoast-affiliated checking & vault tiers
$250k
Federal NCUA depository protection per account
30k+
Surcharge-free Publix Presto! & Co-op ATMs nationwide
Customer stories
Earn while you sleep, literally.
“I moved $25,000 into a SunCrown Asset vault connected with Suncoast clearing. By the end of the month, the dividend returns beat any traditional commercial bank I have ever used.”
AO
Amara Osei
Practice Director, Tampa, FL
“I set up vaults for my real estate tax reserve and family travel. Seeing interest accrue daily with instant liquidity keeps me totally in control of our capital.”
TW
Tom Whitfield
Senior VP, St. Petersburg, FL
“Up to 7.00% APY with seamless checking access and zero hidden fees is unmatched. SunCrown Asset combined with Suncoast clearing provides institutional-grade confidence.”
YT
Yuki Tanaka
Asset Portfolio Lead, Naples, FL
SunCrown Savings FAQs
Questions about your savings.
Can't find your answer? Reach out to our support team anytime.
Visit Help CentreThe 7.00% APY is an Annual Percentage Yield calculated on qualifying tier balances. Dividends accrue based on your daily balance and are credited monthly. Rates are tiered and variable based on deposit schedules.
Yes. SunCrown Savings Vaults and High-Yield Checking accounts have no lock-in period. You can move money instantly at any time, day or night, with no withdrawal penalties.
All funds in SunCrown Savings Vaults are held in segregated depository accounts and protected by the National Credit Union Administration (NCUA) or partner FDIC repositories up to $250,000 per person.
You can open multiple vaults — for example, one for an emergency reserve, one for real estate, and one for a longer-term milestone. Each vault tracks its own balance and earnings separately.
No high minimum deposit is required to begin. You will start earning dividends calculated on your daily closing balance from your first eligible deposit.
Savings dividend rates follow broader market interest rates. If your rate changes, SunCrown Asset provides advance notice in-app so you always have time to manage your capital.